Are interest rates or fees you're quoted on a mortgage affected by your race or ethnicity? Do mortgage brokers offer the same deals to African American and Hispanic applicants with identical incomes, credit scores and employment histories compared with white applicants?

You may try to sell a condominium on the bay and have just learned that homeowners insurance has increased from $48,000 to $170,000 for the 29 units. Plus, the deductible has gone from $50,000 to $750,000.